Upcoming Events - Jesse Perrone of the Cowart Team backed by NFM Lending

Upcoming Events

Confidently.

Pre-Approval vs. Upfront Underwriting Commitment

Most buyers know they should get pre-approved before shopping for a home. It’s an important step, but not all approvals offer the same level of certainty. At The Cowart Team Home Loans, we take things a step further with our Upfront Underwriting Commitment, designed to give buyers a stronger position...

What Happens From Offer to Closing? (Homebuying Timeline)

Getting an offer accepted is one of the best feelings in homebuying – you’re in the home stretch!. At The Cowart Team Home Loans, we walk our clients through every step of the mortgage process so nothing feels like a surprise. Whether you’re a first-time homebuyer in Central VA or...

15-Year vs. 30-Year Mortgage: What Are the Real Costs and Savings?

When you’re buying a home, one of the biggest decisions you’ll make is choosing between a 15-year or 30-year mortgage. On paper, it can feel like a simple math problem, but in real life, it’s about cash flow, flexibility, and long-term goals. Let’s break it down in a way that...